Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Recently added

Amount

$50–$250

Term

1 mo

Type

Cash Advance

Approval

Minutes

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

Amount

$2k–$250k

Term

1–18 mo

Type

Business Line of Credit

Approval

Same day (online decision)

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

5.49–17.99% APR

Amount

$7.5k–$100k

Term

12–75 mo

Type

car_finance

Approval

Same day

Best for: This lender is best for those with good credit looking for a reliable and quick auto loan solution.

65–249% APR

Amount

$50–$500

Term

2 mo

Type

Small Emergency Loan

Approval

Instant decision, same-day funding

Best for: This service is best for individuals seeking short-term financial relief without the dangers associated with traditional payday loans.

5.96–35.99% APR

Amount

$1k–$40k

Term

24–60 mo

Type

debt_consolidation

Approval

Approved in as little as 1 hour, funded next business day

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

2.99–16.38% APR

Amount

$1k–$200k

Term

60–180 mo

Type

student

Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

6.75–15.0% APR

Amount

$15k–$750k

Term

60–360 mo

Type

heloc

Approval

Funding in as few as 5 days

Best for: This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

7.49–22.44% APR

Amount

$5k–$50k

Term

36–84 mo

Type

Personal

Best for: These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.

Amount

$25–$500

Term

1 mo

Type

Cash Advance

Approval

5 minutes

Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

DCU Auto Loan

DCU (Digital Federal Credit Union)
5.24–18.0% APR

Amount

$500–$150k

Term

12–84 mo

Type

car_finance

Approval

Quick online pre-approval

Best for: This loan is best for DCU members seeking a straightforward auto loan with no application fees.

59.0–199.0% APR

Amount

$500–$4k

Term

9–18 mo

Type

Emergency Installment Loan

Approval

Same day

Best for: This lender is best for those needing emergency funds quickly without strict credit requirements.

7.74–35.49% APR

Amount

$5k–$100k

Term

24–84 mo

Type

debt_consolidation

Approval

Same day funding available

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

2.09–17.99% APR

Amount

Up to $1k

Term

60–180 mo

Type

Student (Private)

Approval

Apply online, quick credit decision

Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

Bethpage Federal Credit Union HELOC

FourLeaf Federal Credit Union
5.99–7.5% APR

Amount

$10k–$500k

Term

60–240 mo

Type

heloc

Approval

Apply online

Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

60.0–199.0% APR

Amount

$500–$5k

Term

4–26 mo

Type

Emergency/Installment

Approval

Next business day

Best for: This service is best for borrowers needing fast funds without the hefty fees of traditional payday loans.

49.0–200.0% APR

Amount

$200–$3.5k

Term

3–12 mo

Type

Payday / Installment Loan

Approval

Same business day

Best for: It's best for those needing immediate cash without extensive credit checks.

7.74–35.99% APR

Amount

$1k–$50k

Term

24–84 mo

Type

debt_consolidation

Approval

Next business day funding

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

4.15–14.9% APR

Amount

$5k–$500k

Type

student_refinance

Approval

Check rate in minutes with no impact on credit score

Best for: This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

8.5–11.5% APR

Amount

$25k–$500k

Term

60–360 mo

Type

home_equity

Approval

Talk to an Equity Expert for quick assessment

Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.