Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Amount
$10k–$500k
Term
60–240 mo
Type
heloc
Approval
Apply online
Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.
Amount
$5k–$250k
Term
3–24 mo
Type
Business Term Loan
Approval
Same day
Best for: Best for established businesses needing quick cash with good revenue.
Amount
$300–$10k
Term
12–48 mo
Type
personal
Approval
1-3 business days
Best for: Recent immigrants with no SSN and no US credit history who need a small loan and want to start building credit
Amount
$4k–$100k
Term
36–72 mo
Type
auto
Best for: Individuals with a good credit score looking for flexible auto financing options.
Amount
$5k–$100k
Term
24–84 mo
Type
debt_consolidation
Approval
Same day funding available
Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.
Amount
$500–$25k
Type
personal
Best for: Active duty members who value on-base banking convenience.
Amount
$10k–$500k
Term
60–240 mo
Type
student_refinance
Approval
Same day prequalification
Best for: Existing Citizens Bank customers or borrowers with high student loan balances ($100K+)
Amount
$25k–$500k
Term
60–360 mo
Type
home_equity
Approval
Talk to an Equity Expert for quick assessment
Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.
Amount
$5k–$250k
Term
6–12 mo
Type
Business Line of Credit
Approval
Same day
Best for: Best for small businesses with at least two years of operation and strong revenue.
Amount
$5k–$100k
Term
24–84 mo
Type
Auto Refinance
Approval
Minutes (online decision)
Best for: This service is best for borrowers with a minimum credit score of 580 who are looking to refinance their auto loans and save money.
Amount
$5k–$40k
Term
24–60 mo
Type
debt_consolidation
Approval
2-4 business days
Best for: Borrowers with significant credit card debt who want a structured payoff plan
Amount
$5k–$50k
Term
24–60 mo
Type
Personal (Debt Consolidation)
Approval
24-72 hours
Best for: This service is best for individuals with good credit looking to consolidate debt with fixed-rate personal loans ranging from $5,000 to $50,000.
Amount
$5k–$500k
Term
60–180 mo
Type
student_refinance
Approval
Minutes for prequalification
Best for: Borrowers who want competitive rates and care about social impact
Amount
$50k–$3M
Term
180–360 mo
Type
mortgage
Best for: It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.
Amount
$2k–$250k
Term
1–18 mo
Type
Business Line of Credit
Approval
Same day (online decision)
Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.
Amount
$2k–$75k
Term
36–72 mo
Type
car_finance
Approval
Instant pre-qualification
Best for: This service is best for those looking to finance a used car purchase conveniently through CarMax's extensive inventory.
Amount
$1k–$40k
Term
24–60 mo
Type
debt_consolidation
Approval
Approved in as little as 1 hour, funded next business day
Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.
Amount
$5k–$40k
Term
24–60 mo
Type
Personal (CC Payoff)
Best for: This loan is best for individuals with a credit score of 640 or higher who are seeking to simplify their payments and save on interest.
Amount
Up to $1k
Term
60–180 mo
Type
Student (Private)
Approval
Apply online, quick credit decision
Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.
Amount
$15k–$750k
Term
60–360 mo
Type
heloc
Approval
Funding in as few as 5 days
Best for: This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.
