Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Recently added

9.0–13.0% APR

Amount

CA$5k–CA$50k

Term

12–60 mo

Type

Personal

Approval

1-3 business days

Best for: This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

Amount

Up to CA$10

Term

4–12 mo

Type

Credit Builder

Approval

Instant approval

Best for: This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

9.9–46.96% APR

Amount

CA$500–CA$35k

Term

6–60 mo

Type

Personal

Approval

Minutes (online)

Best for: This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

National Bank Personal Loan

National Bank of Canada
7.95–14.95% APR

Amount

CA$2k–CA$50k

Term

12–60 mo

Type

Personal

Approval

1-3 business days

Best for: This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

8.99–22.99% APR

Amount

CA$2k–CA$35k

Term

12–60 mo

Type

Personal

Approval

Same day to 3 business days

Best for: This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

6.95–12.95% APR

Amount

CA$500–CA$50k

Term

12–60 mo

Type

Personal

Approval

1-3 business days

Best for: This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

6.0–10.0% APR

Amount

CA$5k–CA$75k

Term

12–60 mo

Type

Personal

Approval

1-2 business days

Best for: Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

9.99–34.95% APR

Amount

CA$300–CA$35k

Term

12–60 mo

Type

Personal

Approval

Same day

Best for: This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

8.99–29.49% APR

Amount

CA$2k–CA$35k

Term

24–84 mo

Type

Personal

Approval

1-2 business days

Best for: This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

9.0–10.0% APR

Amount

CA$3k–CA$200k

Term

12–60 mo

Type

Personal

Approval

1-3 business days

Best for: This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

7.49–12.99% APR

Amount

CA$1k–CA$50k

Term

12–60 mo

Type

Personal

Approval

1-3 business days

Best for: This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

8.99–23.99% APR

Amount

CA$5k–CA$50k

Term

12–84 mo

Type

Personal

Approval

Same day to 2 business days

Best for: This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

19.9–34.9% APR

Amount

CA$1k–CA$15k

Term

12–100 mo

Type

Personal

Approval

Same day

Best for: This product is best for individuals seeking quick access to funds with a straightforward online application process.

7.45–12.45% APR

Amount

CA$1k–CA$50k

Term

12–60 mo

Type

Line of Credit

Approval

1-3 business days

Best for: This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

29.99–34.99% APR

Amount

CA$500–CA$50k

Term

6–120 mo

Type

Personal

Approval

Same day

Best for: Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

19.9–46.93% APR

Amount

CA$500–CA$25k

Term

6–60 mo

Type

Personal

Approval

15 minutes

Best for: This service is best for borrowers needing fast approvals and flexible eligibility criteria.

8.99–34.99% APR

Amount

CA$1k–CA$35k

Term

36–60 mo

Type

Personal

Approval

3-5 business days

Best for: This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

7.99–14.99% APR

Amount

CA$1k–CA$50k

Term

12–60 mo

Type

Personal

Approval

1-3 business days

Best for: This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.