Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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99.9–1333.0% APR

Amount

£50–£1.5k

Term

3–6 mo

Type

personal

Approval

Minutes

Best for: Individuals with low credit scores needing quick access to small amounts of cash for emergencies.

18.0–49.9% APR

Amount

£1k–£500k

Term

1–24 mo

Type

Business

Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

8.9–24.9% APR

Amount

£500–£5k

Term

3–36 mo

Type

personal

Approval

Instant

Best for: Existing Starling current account holders with a solid credit score seeking a quick, app-based personal loan.

12.9–69.9% APR

Amount

£3k–£25k

Term

24–60 mo

Type

hire_purchase

Approval

Same day decision

Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.

6.9–29.9% APR

Amount

£10k–£500k

Term

72 mo

Type

Business

Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

4.9–29.9% APR

Amount

£1k–£25k

Type

debt_consolidation

Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.

5.9–34.9% APR

Amount

£1k–£35k

Term

12–60 mo

Type

personal

Approval

Minutes

Best for: Individuals with good to fair credit who need flexible loan amounts for personal expenses.

6.39–8.37% APR

Amount

£5k–£500k

Term

60–360 mo

Type

home_equity

Approval

Funded shortly after approval

Best for: Homeowners with significant equity seeking flexible financing options without remortgaging.

Close Brothers Motor Finance

Close Brothers Motor Finance
5.9–24.9% APR

Amount

£4k–£100k

Term

12–60 mo

Type

car_finance

Approval

Same day decision

Best for: This option is ideal for UK residents looking for a reliable lender with quick approval times and a range of financing options.

3.9–29.9% APR

Amount

£1k–£50k

Type

debt_consolidation

Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.

5.9–24.9% APR

Amount

£1k–£25k

Term

12–60 mo

Type

personal

Approval

Same day

Best for: Straightforward borrowers who want a no-nonsense loan from a recognised high-street bank.

8.9–49.9% APR

Amount

£1k–£75k

Term

24–60 mo

Type

car_finance

Approval

Decision in 60 seconds

Best for: Best suited for UK residents looking for competitive rates on car loans with access to various lenders.

8.1–48.9% APR

Amount

£1k–£25k

Term

12–60 mo

Type

personal

Best for: Ideal for those seeking quick access to funds and who may have building credit profiles.

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