Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Amount
₵800–₵350k
Term
12–72 mo
Type
personal
Approval
Subject to assessment
Best for: Best for salary account holders looking for flexibility and additional benefits like credit life insurance.
Term
Up to 36 mo
Type
personal
Approval
48 hours
Best for: It's best suited for salaried individuals looking for quick access to funds with a competitive interest rate.
Amount
Up to ₵450k
Term
6–84 mo
Type
personal
Approval
48 hours
Best for: Best suited for Fidelity Bank account holders with stable employment looking for substantial loan amounts.
Amount
₵500–₵1M
Term
6–96 mo
Type
personal
Approval
Quick approval
Best for: Best for Absa account holders seeking quick access to funds with a range of repayment options.
Amount
₵2k–₵700k
Term
12–60 mo
Type
personal
Approval
Within 24 hours
Best for: This loan is ideal for salaried workers needing urgent cash for home improvement, education, or health expenses.
Term
Up to 36 mo
Type
personal
Approval
2 working days
Best for: Salaried workers in Ghana seeking a personal loan with a repayment period of up to 36 months.
Amount
₵2k–₵500k
Term
12–72 mo
Type
personal
Approval
2 working days
Best for: Individuals aged 21-70 with a steady income who are looking for a substantial personal loan.