Stanbic Bank Personal Loan
Stanbic Bank GhanaAmount
₵2k–₵500k
Term
12–72 mo
Type
personal
Approval
2 working days
Best for: Individuals aged 21-70 with a steady income who are looking for a substantial personal loan.
Compare personal loans
Real rates from banks and fintechs. Compared side by side, no affiliate bias.
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OmniBSIC Bank Personal Loan
OmniBSIC BankTerm
Up to 36 mo
Type
personal
Approval
2 working days
Best for: Salaried workers in Ghana seeking a personal loan with a repayment period of up to 36 months.
GCB 24-Hour Personal Loan
GCB Bank
★
22.75–30.0%
APR
Amount
₵2k–₵700k
Term
12–60 mo
Type
personal
Approval
Within 24 hours
Best for: This loan is ideal for salaried workers needing urgent cash for home improvement, education, or health expenses.
Standard Chartered Personal Loan
Standard Chartered Ghana
★
25.83–32.0%
APR
Amount
₵800–₵350k
Term
12–72 mo
Type
personal
Approval
Subject to assessment
Best for: Best for salary account holders looking for flexibility and additional benefits like credit life insurance.
Bank of Africa Personal Loan
Bank of Africa Ghana
★
10.0%
APR
Term
Up to 36 mo
Type
personal
Approval
48 hours
Best for: It's best suited for salaried individuals looking for quick access to funds with a competitive interest rate.
Absa Direct Personal Loan
Absa Ghana
★
7.03–30.03%
APR
Amount
₵500–₵1M
Term
6–96 mo
Type
personal
Approval
Quick approval
Best for: Best for Absa account holders seeking quick access to funds with a range of repayment options.
Fidelity Bank Personal Loan
Fidelity Bank Ghana
★
22.0%
APR
Amount
Up to ₵450k
Term
6–84 mo
Type
personal
Approval
48 hours
Best for: Best suited for Fidelity Bank account holders with stable employment looking for substantial loan amounts.