Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Stanbic Bank Vehicle Loan

Stanbic Bank Kenya
13.0–18.0% APR

Amount

KSh500k

Term

12–60 mo

Type

asset_finance

Approval

3-5 business days

Best for: It's best for Kenyan citizens or residents looking for significant financing to purchase a vehicle.

8.99–12.0% APR

Amount

Up to KSh10

Term

Up to 300 mo

Best for: This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.

14.0–19.0% APR

Amount

KSh500k

Term

12–60 mo

Type

car_finance

Approval

Quick processing through KCB branches

Best for: This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

14.0–17.0% APR

Amount

KSh10k–KSh5M

Term

12–72 mo

Type

personal

Approval

1-3 business days

Best for: This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

18.0–36.0% APR

Amount

KSh100k–KSh2.5M

Term

6–48 mo

Type

car_finance

Approval

Fast approval, same-day disbursement possible

Best for: This loan is best for Kenyan citizens or residents looking to purchase vehicles of any age or model with minimal down payment requirements.

18.0–22.0% APR

Amount

KSh5k–KSh2M

Term

6–48 mo

Type

personal

Approval

1-3 business days

Best for: This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.

14.0–18.0% APR

Amount

KSh500k

Term

12–48 mo

Type

car_finance

Approval

3-5 business days

Best for: Best for Kenyan residents looking for substantial financing options, with loans ranging from KES 500,000 to KES 10,000,000.

13.0–16.0% APR

Amount

KSh50k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-3 business days

Best for: Ideal for individuals seeking a substantial unsecured loan with a lengthy repayment period and credit life insurance.

20.0–36.0% APR

Amount

KSh200k–KSh5M

Term

12–48 mo

Type

car_finance

Approval

48 hours

Best for: This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

M-Shwari Loan

M-Shwari (Safaricom/CBA)
90.0% APR

Amount

KSh100–KSh50k

Term

1 mo

Type

personal

Approval

Instant

Best for: This service is best for individuals who have consistent M-PESA usage and savings, enabling them to access quick loans without lengthy approval processes.

DTB Car Finance

Diamond Trust Bank
13.0–17.0% APR

Amount

KSh500k

Term

12–72 mo

Type

car_finance

Approval

3-5 business days

Best for: This financing solution is ideal for Kenyan residents looking for straightforward car loans with manageable repayment terms.

15.0–18.0% APR

Amount

KSh10k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.

15.0–18.0% APR

Amount

KSh20k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best suited for individuals seeking both traditional and digital lending solutions with a reputable bank.

14.0–17.0% APR

Amount

KSh50k–KSh3M

Term

12–60 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.

13.0–16.0% APR

Amount

KSh50k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

11.0–15.0% APR

Amount

KSh20k–KSh3M

Term

12–60 mo

Type

personal

Approval

2-5 business days

Best for: This loan is ideal for individuals looking for flexible repayment options and relatively low interest rates in the Kenyan market.

24.0–108.0% APR

Amount

KSh250–KSh70k

Term

1–12 mo

Type

personal

Approval

Minutes

Best for: This loan is ideal for individuals needing immediate cash for personal emergencies or unexpected expenses.

15.0–18.0% APR

Amount

KSh10k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.