Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Recently added

★ 8.99–12.0% APR

Amount

Up to KSh10

Term

Up to 300 mo

Best for: This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.

★ 15.0–18.0% APR

Amount

KSh10k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.

★ 14.0–18.0% APR

Amount

KSh500k

Term

12–48 mo

Type

car_finance

Approval

3-5 business days

Best for: Individuals with stable incomes looking to finance a vehicle costing between KES 500,000 and KES 10,000,000.

★ 13.0–16.0% APR

Amount

KSh50k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-3 business days

Best for: Ideal for individuals seeking a substantial unsecured loan with a lengthy repayment period and credit life insurance.

★ 14.0–19.0% APR

Amount

KSh500k

Term

12–60 mo

Type

car_finance

Approval

Quick processing through KCB branches

Best for: This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

★ 18.0–22.0% APR

Amount

KSh5k–KSh2M

Term

6–48 mo

Type

personal

Approval

1-3 business days

Best for: This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.

★ 18.0–36.0% APR

Amount

KSh100k–KSh2.5M

Term

6–48 mo

Type

car_finance

Approval

Fast approval, same-day disbursement possible

Best for: Individuals looking for flexible car financing options with a decent credit score and a stable income.

★ 11.0–15.0% APR

Amount

KSh20k–KSh3M

Term

12–60 mo

Type

personal

Approval

2-5 business days

Best for: This loan is ideal for individuals looking for flexible repayment options and relatively low interest rates in the Kenyan market.

Stanbic Bank Vehicle Loan

Stanbic Bank Kenya
★ 13.0–18.0% APR

Amount

KSh500k

Term

12–60 mo

Type

asset_finance

Approval

3-5 business days

Best for: Kenyan citizens or residents with a steady income looking for vehicle financing between KES 500,000 and KES 15,000,000.

★ 13.0–16.0% APR

Amount

KSh50k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

DTB Car Finance

Diamond Trust Bank
★ 13.0–17.0% APR

Amount

KSh500k

Term

12–72 mo

Type

car_finance

Approval

3-5 business days

Best for: Kenyan residents with regular income seeking to finance either a new or used vehicle.

★ 11.0–14.0% APR

Amount

KSh50k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.

★ 20.0–36.0% APR

Amount

KSh200k–KSh5M

Term

12–48 mo

Type

car_finance

Approval

48 hours

Best for: This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

★ 0.0–120.0% APR

Amount

KSh500–KSh30k

Term

3 mo

Type

personal

Approval

Minutes

Best for: This loan is ideal for individuals needing fast cash for emergencies or unexpected expenses, especially those familiar with M-PESA transactions.

★ 14.0–17.0% APR

Amount

KSh10k–KSh5M

Term

12–72 mo

Type

personal

Approval

1-3 business days

Best for: This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

★ 15.0–18.0% APR

Amount

KSh20k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best suited for individuals seeking both traditional and digital lending solutions with a reputable bank.

★ 88.0–107.0% APR

Amount

KSh50–KSh150k

Term

3–6 mo

Type

personal

Approval

Instant

Best for: Ideal for individuals needing quick cash with a flexible repayment plan based on their savings and payment history.

★ 14.0–17.0% APR

Amount

KSh50k–KSh3M

Term

12–60 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.

★ 15.0–18.0% APR

Amount

KSh10k–KSh5M

Term

12–72 mo

Type

personal

Approval

2-5 business days

Best for: This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.

★ 12.0–15.0% APR

Amount

KSh50k–KSh7M

Term

12–72 mo

Type

personal

Approval

2-3 business days

Best for: This loan is best for individuals seeking significant funding without collateral and those wanting the security of retrenchment cover.

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