Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Amount
Rs500k–Rs7M
Term
12–84 mo
Type
personal
Approval
2-4 working days
Best for: Borrowers earning at least LKR 200,000 monthly who need a bigger ticket and can route salary through Seylan
Amount
Rs500k–Rs5M
Term
12–72 mo
Type
personal
Approval
Speedy processing
Best for: Borrowers who value unsecured access and transparent current pricing more than absolute lowest rate
Amount
Rs30k
Term
Up to 60 mo
Type
personal
Approval
Branch or online application
Best for: Borrowers who want a large state-bank network and relatively modest salary-entry requirements
Amount
Rs100k–Rs5M
Term
Up to 84 mo
Type
personal
Approval
Within 3 working days
Best for: Salaried borrowers who want a mainstream private-bank option with a more explicit processing timeline
Amount
Up to Rs5M
Term
Up to 180 mo
Type
personal
Approval
Branch-based processing
Best for: Borrowers prioritizing lower rates and longer repayment over speed or digital convenience