Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Recently added

★ 48.0% APR

Amount

₦100k

Term

6–24 mo

Type

Personal

Approval

instant approval

Best for: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

First Bank SME Business Loan

First Bank of Nigeria

Amount

₦500k

Term

12–60 mo

Type

business

Approval

1-2 weeks

Best for: Established businesses with a good credit history looking for significant financial support.

★ 36.0–99.0% APR

Amount

₦6k–₦1M

Term

4–52 mo

Type

Personal

Approval

minutes to 24 hours

Best for: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

UBA SME Business Loan

United Bank for Africa

Amount

₦500k

Term

12–60 mo

Type

business

Approval

1-2 weeks

Best for: Established Nigerian businesses seeking substantial funding to expand operations or invest in new projects.

★ 24–456% APR

Amount

₦1.5k–₦5M

Term

3–36 mo

Type

Personal

Approval

5 minutes

Best for: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

Amount

₦1M

Term

12–60 mo

Type

business

Approval

1-2 weeks

Best for: Nigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.

★ 25.44–31.8% APR

Amount

₦50k

Term

3–24 mo

Type

Personal

Approval

fast app-based approval

Best for: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

Amount

₦1M

Term

12–60 mo

Type

business

Approval

1-2 weeks

Best for: Established Nigerian businesses with solid financial records looking for substantial funding.

★ 20.0–28.0% APR

Amount

₦200k

Term

6–60 mo

Type

Personal

Approval

bank review and disbursement to salary account

Best for: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

GTBank Business Loan

Guaranty Trust Bank

Amount

₦1M

Term

12–60 mo

Type

business

Approval

1-2 weeks

Best for: Established Nigerian businesses with a solid trading history seeking significant funding for expansion.

★ 54–195% APR

Amount

₦2.5k–₦1M

Term

3–12 mo

Type

Personal

Approval

minutes

Best for: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

Amount

₦150k

Term

1–12 mo

Type

business

Approval

24-48 hours

Best for: Established Nigerian businesses seeking quick funding for operational expenses or expansion.

★ 60.0% APR

Amount

₦1.5k–₦1M

Term

3–12 mo

Type

Personal

Approval

5 minutes

Best for: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

★ 28.5–32.0% APR

Amount

₦200k

Term

6–60 mo

Type

Personal

Approval

Bank review and disbursement to salary account

Best for: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

★ 30.0–108.0% APR

Amount

₦5k–₦250k

Term

3–12 mo

Type

Personal

Approval

minutes

Best for: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

★ 35.4% APR

Amount

₦5k–₦5M

Term

3–12 mo

Type

Personal

Approval

instant

Best for: This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.

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