Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Amount
S$10k–S$200k
Term
12–84 mo
Type
car_finance
Approval
Within 1 business day
Best for: Singapore citizens and PRs earning at least SGD 30,000 annually who want to finance a new or used vehicle.
Amount
S$5k–S$100k
Term
12–60 mo
Type
personal
Approval
1-3 business days
Best for: Singapore residents with an annual income of at least SGD 40,000 who prefer manageable loan repayments.
Term
12–360 mo
Type
mortgage
Best for: This loan is ideal for first-time homebuyers seeking affordable rates and reliable service.
Term
12–120 mo
Type
debt_consolidation
Best for: It's best for individuals looking to streamline their payments and potentially lower interest rates on existing debts.
Amount
S$20k–S$150k
Term
12–84 mo
Type
car_finance
Approval
Fast approval with dedicated specialist
Best for: Best for those looking for a straightforward car loan with quick approval and significant financing options.
Amount
S$3k–S$200k
Term
12–60 mo
Type
personal
Approval
Instant approval for existing customers
Best for: It's best for individuals seeking a personal loan with straightforward terms and quick approval times.
Term
12–360 mo
Type
mortgage
Best for: Ideal for first-time home buyers seeking a straightforward loan process and helpful customer support.
Amount
S$10k–S$150k
Term
12–84 mo
Type
car_finance
Approval
Quick digital application
Best for: It's best for Singaporeans seeking straightforward financing with manageable monthly payments.
Amount
S$5k–S$250k
Term
12–60 mo
Type
personal
Approval
Within 1 business day
Best for: Individuals earning at least S$30,000 annually who need a personal loan with flexible repayment options.
Amount
S$10k–S$200k
Term
12–84 mo
Type
car_finance
Approval
In-principle approval within 1 hour
Best for: Best suited for Singapore citizens or PRs with a stable income seeking a reliable car financing option.
Amount
S$5k–S$250k
Term
12–60 mo
Type
personal
Approval
Within 1 business day
Best for: This loan is best for individuals seeking a straightforward personal loan with a quick application process and flexible repayment terms.
Amount
S$10k–S$500k
Term
12–84 mo
Type
car_finance
Approval
In-principle approval within 1 business day
Best for: Ideal for those seeking a straightforward loan with a quick approval process and additional perks like cashback on car purchases.
Amount
S$5k–S$200k
Term
12–60 mo
Type
personal
Approval
Same day
Best for: Singapore residents earning at least SGD 30,000 annually who need quick access to cash for personal expenses.
Amount
S$5k–S$200k
Term
12–60 mo
Type
personal
Approval
Within 1 business day
Best for: Singapore citizens and PRs earning at least S$30,000 annually who need a personal loan for immediate expenses.
Six personal loans average 3.29%–12.33% APR, with borrowing limits averaging S$4,666.67 to S$200,000.
DBS advertises a 3.22% EIR, while large-loan options reach S$250,000. Compare fees, eligibility, approval speed, and repayment trade-offs.
